Manager: Credit



Location:  Middelburg, ZA
Date:  03-Jun-2021

Advert Closing Date
08 June 2021
Requisition Details
Manager: Credit (107461)
Nedbank Business Banking
Job Purpose
To recommend and or grant credit in order to place quality assets on to the book and continued risk management across Nedbank.
Job Responsibilities
Validate client and supporting information by assessing the contents of the documents.
Analyse credit applications by assessing serviceability of the funding applied for.
Approve funding by making decision based on the credit policy guideline in conjunction with relevant Nedbank strategy and the analysis based on the information provided.
Suggest alternative funding solutions by making recommendations based on the credit policy guideline and the analysis based on the information provided where declined.
Build and maintain effective working relationships by providing a range of specialized credit risk management advisory services.
Manage client expectations by operating within the specified parameters and Service Level Agreements (SLA).
Enhance processes, policies and procedures by recommending and making submissions to the relevant parties.
Adapt to changes in Legislation by providing input to redesigning credit processes and systems where applicable.
Ensure processes are actioned within mandated signatories by checking and confirming the sign off.
Manage daily activities of direct reports by monitoring the staff output.
Manage performance and build the intellectual capital of the team by conducting on the job training, counselling and coaching.
Support the achievement of the  business strategy, objectives and values by reviewing Nedbank and Business Unit Plan and ensuring delivered systems, process, services and solutions are aligned.
Identify training courses and career progression for self through input and feedback from management.
Ensure all personal development plan activities are completed within specified timeframe.
Share knowledge and industry trends with team and stakeholders during formal and informal interaction.
Obtain buy-in for developing new and/or enhanced processes (e.g. operational processes) that will improve the functioning of stakeholders’ businesses by highlighting benefits in support of the implementation of recommendations.
Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
Participate and support corporate responsibility initiatives for the achievement of business strategy.
Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
Essential Qualifications – NQF Level
Matric / Grade 12 / National Senior Certificate
Advanced Diplomas/National 1st Degrees
Minimum Experience Level
5 years practical Credit experience
Type of Exposure
Working with a group and individually to identify alternative solutions to a problem
Analysing situations or data that requires an in depth evaluation of multiple factors
Analysing and interpreting qualitative and quantitative data
Interacting various levels of management
Managing conflict situations.
Managing multiple projects
Influencing stakeholders to obtain buy-in for concepts and ideas
Sharing information in different ways to increase clients understanding
Preparing and delivering presentations.
Providing professional advice/opinion
Technical / Professional Knowledge
Banking knowledge
Banking procedures
Business Acumen
Communication Strategies
Data analysis
Governance, Risk and Controls
Industry trends
Nedbank policies and procedures
Principles of financial management
Principles of project management


Please contact the Nedbank Recruiting Team at +27 860 555 566

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